How to Find a Lender

Finding the right lender is one of the most important steps in the home buying process. Whether you’re a first-time buyer or a seasoned investor, having a trusted lender can make your experience smoother and more successful.

1. Start with a Real Estate Professional You Trust

   I work with a network of reliable, experienced lenders who specialize in everything from first-time home loans to investment property financing. Reach out if you’d like a personal introduction to someone who fits your needs.

2. Know What Type of Loan You Need

   Before reaching out to a lender, think about your goals:
   • First-time buyer?
   • Looking to refinance?
   • Interested in investment properties or second homes? Different lenders often specialize in different types of loans.

3. Compare Rates & Fees

   Don’t settle for the first quote. Shop around! Compare:
   • Interest rates
   • Loan terms
   • Closing costs
   • Customer service experience

4. Check Reviews & Recommendations

   Ask friends, family, or your agent ( hi!) for referrals. Online reviews can also give you insight into the lender’s reliability and communication style.

5. Get Pre-Approved

   A pre-approval letter not only shows sellers you’re serious—it also gives you a clear understanding of your buying power.

6. Ask the Right Questions

   When interviewing lenders, ask:
   • What loan options do I qualify for?
   • What’s the expected timeline?
   • Are there any hidden fees or prepayment penalties?